I’ve always used my Garmin tri band or wireless HRM chest strap but noticed recently when training on Zwift (with the HRM connected directly to it) that my heart rate was 140bpm. I looked at my fenix on my wrist which didn’t have the HRM strap connected and it was showing 85bpm! It’s making me question how inaccurate the wrist based reading are. I understand they are not as accurate but that is a massive difference. Is the software problematic or is it the watch?