Can't add Garmin Pay card

I have reset my watch today as getting fed up with things not working well. 

Tried to add my card into Garmin Pay...and I either get 'no watches found. We can't find any watches on your account that support Garmin Pay' even though I have attached my F6 and have used Garmin Pay for over a year or

'not connected to garmin pay. please restart your device and try again' Yep done that over and over again.

Anyone have any suggestions?

Why are Garmin devices so frustrating to use?