Garmin Pay - Wallet

Hi for about 6 months now i cant set up garmin Pay . When i try to open Wallet on watch (fenix 6 pro) it freeze. When i try to add card on phone it error pop up with message that garmin Pay is not activated on my watch. I used to have card there and it was working but now i cant figure it out.

i did hard reset and even master reset. I tried to reinstall garmin Connect ,nothing help.