PROBLEM WITH PACE SPEED

Five months ago I bought a Garmin Forerunner 265 together with the Garmin HRM-Pro Plus.

I have noticed that the pace is different with and without the HRM band. There is a lot of discussion about this and they recommend disabling the distance and step settings.

Whether I run only with the Forerunner watch or use the HRM band with this setting, my running speed is slower by about 1:30/km.

This is very unnerving and I don't understand what my real speed is.

If you have any advice it's much appreciated, thanks!