Out of curiosity I wore my HRM-Tri strap under my drysuit for two scuba dives to see what my heart rate was doing. When I got back on the boat I selected the "Download Heart Rate" option on the dive activity. It seemed to work or at least didn't give any errors, but when I looked at the activities in Garmin Connect later I could see that chunks of heart rate data were missing. And on the boat the Descent was intermittently connecting and disconnecting from the HRM-Tri. That's understandable considering that I was wearing a drysuit and thick undergarment which probably blocked the ANT+ radio signal.
So anyway if you want to get heart rate data on a dive I recommend waiting to download until after you remove your suit. That way you can get a reliable sensor connection.