New Garmin user. I computed the lower end of Zone 3 using my age (59) as 0.7 * (220-59) = 113, so I thought if I stayed between 115 and 120, I'd be fine.
But based on my first run, my Garmin adjusted my max HR from 161 to 177, which set my min zone 3 HR to 124! Wow! I was actually worried this was a bug so I pressed "Reset to Default," because I kept reading that Garmin computes your max HR using the traditional formula. I guess the truth is more that it initializes your zones based on this formula, but then updates things after you do a run or two based on how fit you are.
If I leave it alone will it re-adjust the zones up? And if not, am I truly cheating myself by not accepting the higher zones and forcing myself to work harder to earn intensity minutes? I just found this whole topic to be not well explained in their documentation.