While Garmin Pay is correctly set up with a validated bankcard, my Venu Sq reports:
"Wallet is empty. Set up the wallet with the Garmin connect app."
Faulty NFC chip according to Garmin Support.
Problem solved by a replacement watch, till the operating menu would no longer appear after some automated software updates.
After a reset to its standard settings the operating menu re-appeared, but so did the Garmin Pay problem of the original watch.
Return this watch too or are there solutions? Uninstalling Garmin Connect may solve the problem but I hate loosing my history, workouts, etc. Is there a way to recover the original content?