Garmin Pay In Canada - list out of date

I can confirm the same issue — Manulife Bank (Visa) has dropped Garmin Pay support.

What's ironic is that Manulife recently switched their credit card infrastructure to Brim Financial's PaaS (Payments-as-a-Service) platform. So the card is now Canadian-issued through Brim's stack — and Brim's own Mastercard does support Garmin Pay. But somehow the Manulife Visa running on that same platform lost Garmin Pay in the transition. Go figure.

I contacted Garmin about updating the participating banks page, but while we're at it, here's the real state of the Canadian list as of March 2026:

No longer valid options:

• Manulife Bank (Visa) — Garmin Pay support lost after migration to Brim's platform
• STACK (Mastercard) — shut down entirely in September 2023
• CWB (Mastercard) — acquired by National Bank of Canada in March 2025, no longer exists as a separate entity, National Bank does not support Garmin Pay
• Aura (Mastercard) — prepaid card built on the STACK platform, not a real credit card

Geographically restricted:

• ATB Financial (Mastercard) — Alberta residents only (provincial Crown corporation)
• Affinity Credit Union (Mastercard) — likely restricted to Saskatchewan members

Remaining options that actually work Canada-wide:

• Brim Financial (Mastercard) — free, no annual fee, available to all Canadians. Main downside: no automatic full-balance payment from an external bank. You have to add Brim as a bill payee and pay manually or set a fixed recurring amount.
• Questrade, U.S. Bank Canada, Zoomer — niche products, not practical for most people

So for most Canadians outside Alberta, Brim is essentially the only viable option for Garmin Pay right now. The participating banks page seriously needs a cleanup.

This really pisses me off.  I did not want a new credit card from Manulife.  The whole reason I obtained the Manulife CC is because I wanted to be able to use Garmin Pay.  Now Manulife/Garmin has broken this functionality.  Enshitification indeed.

Agree!! I'll be cancelling the Manulife shortly. I have a Brim Financial now, and just loaded it. I'll try it the weekend and report back if it fails! lol  (Brim is actually CWB, so, yeah, there is also that) 

Interestingly, it appears the Scotiabank cards work with Garmin Pay .. in the Turks and Caicos?!?