The screen on my 945 is cracked following a collision whilst running. Garmin offer a replacement (a reconditioned device) with a 90 day warranty for £130. A private insurer will effect a repair for a £40 excess fee but it will not be Garmin carrying out the repair. They will only guarantee water resistant to 50 meters and would not commit to replacement in the event of water damage, stating that such decisions can only be made subsequent to the event.
Does anybody have experience of private insurers fixing multisport watches?
Thanks.