Every time I've done the 3-min HRV Stress activity (with paired chest strap) it's always said Very High Stress.
Whereas the Stress Widget using optical heart rate says I'm low stress (at rest). It's troublesome that these two metrics are so different, but I think the 3-min test is wrong.
I've tried pairing different HRMs and I get the same results. I've been doing the 3-min tests first thing in the morning, I've only done it several times now though.