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Garmin Pay/Wallet

My understanding is you enter the PIN once and no need to enter again unless 24hrs pass, taking the watch off the wrist, restart, etc.  Has anyone had success with this in reality?  I use it a few times/day and almost always have to re-enter the PIN.  Sometimes it works if I use it within a minute or two of entering.

It's not a big deal...just don't understand the logic....