Hi,
If I use Garmin Pay multiple times in quick succession there are no PIN requests. Leave it a while, and I have to enter a PIN every time. The manual says...
After you successfully enter your passcode, you can make payments without a passcode for 24 hours while you continue to wear your watch. If you remove the watch from your wrist or disable heart rate monitoring, you must enter the passcode again before making a payment.
I don't remove my watch and heart rate monitoring appears to be working just fine according to the data captured.
I'd appreciate any suggestions on what might be causing this. This is my first/new watch with Garmin Pay so I don't have anything to compare to. Firmware version is 3.5.
Thanks!