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Garmin Pay stopped working (just when I needed it in a shop !)...

Hello

I use Curve card with my Garmin Pay.

Now when I sweep right (to launch this as usual) I get the message "Wallet is locked. Reset the passcode in Garmin Connect"

So I launch Connect on my S9+ phone, and the Curve card appears but no option to "reset passcode" anywhere.

There is an option to do this in the Curve Android app itself (but I'm not sure if this is the same code used to access the card via Garmin Pay).

I can't see anything related to this in Garmin Express either.

Can someone advise here please ?

Not impressed that this happened without warning when out shopping, and not obvious how to fix ir.