Lag When Starting Up Garmin Pay

In the more recent updates I noted that starting up Garmin Pay now has a sometimes major lag when there wasn't one before.  It's actually bad enough where I've had to simply pull out my phone and pay instead.  What happens is to turn it on results in a delay.  Then inputting the code, if needed, isn't really that crisp, further slowing things down.  The lag is long enough where I wonder if the clicks even registered- just like the old lag we had when starting activities.  We're looking at approximately six to eight seconds before the Pay screen comes up.  If a code has to be input, the inputting is not really that crisp anymore, but not incredibly laggy.  Then there's registering it and it takes a few more seconds for the code to register.