Garmin pay don't work

Hi everyone... My first post.

I have inserted two cards into Garmin Pay on my new Fenix 7X Pro: a debit card and a credit card on the Master circuit. Both are contactless.

I have also made contactless payments which are therefore working.

Contactless payments via smartphone - a Google Pixel 7 Pro, Android 14 - also work perfectly with one of the two cards.

However, when both cards were added to Garmin Pay, Garmin Pay provided a curious warning similar to this:

"Card added to Garmin Pay, however it will not be possible to use it because your bank does not allow contactless payments".

What does that mean? It is incomprehensible!