Hello,
My HRV is always at low levels (20-30). I used Whoop before (for 2 years) and I considered levels above 30 as good. Their app has never considered it a problem, as they acknowledge that HRV is an individual metric: https://www.whoop.com/us/en/thelocker/what-is-a-good-hrv/
However, Garmin seems to not accept my differentiation in that area. It has never set my baseline and keeps marking it as "poor", basically telling me that I am never fully recovered, flashing those red alerts at me every day.
I'm a 34 old male, in decent shape - not a pro athlete, I am definitely aiming up but I already know that I can't expect any miracles in terms of my HRV levels. I have consulted it with a doctor and he agrees. I couldn't find any particular reason indicating that there is some "health issue". My HRV will never get to 80 as it "should" according to Garmin.
I think Garmin approach is currently wrong and it should be fixed within an app. This is pretty annoying and definitely not helpful in anyway.