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Garmin Pay doesn't remember PIN code for 24h

I've used Garmin Pay (debit card) on my Fenix 6 for a long time and I love it.

Until now, I had do enter the PIN every 24 hours OR when I took the watch from my wrist.

I have a Fenix 7X for three days now and it seems that I have to enter the PIN code every few minutes. It's far away from the 24 hours that I'm used to and that Wallet is mentioning.

I understand the watch uses the heart rate to make sure I still have the watch on my wrist so I've checked the heart rate history and it looks fine -no gaps in the graph.

So I'm wondering, why isn't my Fenix 7X remembering the code for 24 hours as it should?

Anyone else has the same issue? If it's a firmware update I'm waiting for, no problem, I just want to make sure that it's not a faulty unit that I need to return.

Thanks, 

best regards