I have researched this question high and low and don't know what the exact answer is. I used to have a forerunner and before that a fitness band. As I am now doing swimming I decided to some research on getting the right watch. I thought it was Garmin Instinct Original as it supported swimming and open water swimming (I live beside an ocean) instead of the Garmin 245. What I learned after doing a swim is that my heart rate is not tracked. Unlike the 245 that is. Ok I get that so I thought if I bought an HRM then I would get heart rate data. No apparently you don't during a swimming activity. I looked on the Garmin website and only the HRM dual is supported.
So here is my question how do I get heart rate data while swimming and using the Instinct watch as I just bought it. A refurbished watch which I can't return, but am understanding why it was returned in the first place.
I have a galaxy Watch 4, which I could also use, but really don't want to...