I use Garmin Instinct for 2 weeks now and I find HR monitor EXTREMELY inaccurate during any kind of activities when you wave your hands (cardio workouts, etc.). As a test I quickly moved my hand with the watch up and down 60 times within a minute and my watch HR reading went from 60 to 120, after I stopped it kept moving up to 140 and then stayed around that level for a while (Garmin even attributed lots of "vigorous intesnity minutes" and "burned calories" to this!). I measured HR manually and it was 70 - as expected. I even used my blood pressure monitor to take a photo with 70 reading on it and 140 reading on Garmin. I found almost IDENTICAL question here 2 years ago and the only answer there was "you should ware your watch tight". I tried it tight, and tried it super-tight - still with the same result. Want to understand - is it a defect with my watch and I shall replace it (I still have 2 weeks for free exchange/refund), or it is a known issue and replacement will be as inaccurate?