Garmin Pay icon does not show up on watch after adding a card

I successfully added a VISA card in Connect app on iPhone.  Verification went fine.  The watch displayed a notification "Press and hold LIGHT button to access Garmin Pay" or something similar but Garmin Pay icon does not show up on the watch after I press and hold LIGHT.  Deleted the card from the phone and set it up again with the same result.  How do I get the icon to show up?