inReach Subscription Plan

The subscription still confuse me. I've tried searching this forum, google and youtube. I got the 2 below anwser.

My usage is 6 mths year, Im plan to get the safety freedome plan. 

Answer 1:

Annual program fee (paid once a year): $34.95
6 month safety plan: $14.95 x 6 = $89.7
Annually: $124.65

Answer 2:

Annual program fee (paid every time I reactivate my plan): $34.95 x 6 = $209.7
6 month safety plan: $14.95 x 6 = $89.7
Annually: $299.4

Which is correct. Thank you.