SD card maps cannot be downloaded into Mapsource, they only show on the GPS. From what I know they do not have a key or unlock and can be moved to any GPS, but I have never purchased a card, only DVD versions. Only the DVD maps can be installed into Mapsource..
When in the GPS, what setting do you have for detail? On some GPSs you can have at minimum or off.
Other than that, you likely have to take the issue up with eBay. In my experience Garmin will not support eBay purchases.