Garmin Pay card declined

I had to reset my instinct 2 solar, now I'm trying ta add again my card to Garmin pay, which was working perfectly fine before the reset, and I'm getting a "your card was declined, pleas contact your card issuer" So I called my bank and they are telling me that they don't understand why they are not able to enable the card. I think there may be a problem with Garmin side.
I already tried uninstalling the connect app, and nothing changed. How can I solve this? It was working perfectly fine before resetting the watch.
Pleas help.
Thanks