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Instinct 2 - Garmin pay not available

Hi

Just purchased the instinct 2 and installed the Garmin connect software on my IPhone.

I’m struggling with Garmin pay within the application. In that the option only appears when the Instinct 2 is on charge. 

When I try and setup Garmin pay when instinct 2 on charge it’s states not connected.  However when I take the instinct 2 off charge the Garmin pay option disappears. 

phone is on the latest IOS, Garmin connect latest version along with the Instinct 2.  

Ive tried unpairing, removing / adding the connect software back on but still the same issue. 

can someone help resolve this, I would have purchased the first one if I’d have know.  Laughing 

thanks