Card wont add to watch

My card will add to garmin pay, and is contactless but I eventually get a message at the end saying, "This card can not be added to your watch because it's not contactless, contact your back and request a contactless card" or something along those lines. 

I use F&M bank, which is still supported under the list of supported banks on the garmin list. I'm just confused and would like to know how to fix. I'm using a fenix 8 and thought that feature would be really cool, any advice?

  • Do you use your card in Google or apple wallet? If yes, it should work. If not try adding it. My guess is: either there's a bug in Garmin's side (happens to me all the time, sometimes I can't add the same card and sometimes I can) or the bank or card company has to enable this way of contactless usage (not the same that you can use the physical card in contactless payment)