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Garmin pay setup failed

My wife's garmin pay gives setup failed.

After getting her new phone she had to setup garmin connect again , she tried to log in but forgot her details , made a new garmin account and when trying garmin pay it said setup failed.

After remembering her old acc details she removed the new acc and logged in on her old acc where she allready used garmin pay , again setup failed for garmin pay ?

Any ideas howto fix this issue ?